Legal

Text Messaging Terms

For the Joe Vultaggio text messaging program, Cardinal Financial.

Last updated: October 29, 2026

Program Description

Cardinal Financial offers an optional text messaging program on behalf of Joe Vultaggio, VP, Retail Market Leader (NMLS #136337). Messages include replies to your inquiry, follow up on your home purchase or refinance questions, appointment scheduling and reminders, and information about home financing options.

How You Opt In

You opt in by entering your mobile number in the contact form on this website and checking the optional text messaging box before you click Submit. The box is never pre-checked, and you can submit the form without checking it. Consent to receive text messages is not a condition of any purchase.

Message Frequency and Cost

Message frequency varies based on your inquiry. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

How to Opt Out or Get Help

Reply STOP to any message at any time to unsubscribe. You will receive one confirmation message and no further texts. Reply HELP for help, or contact us at (516) 884-2689 or joe.vultaggio@cardinalfinancial.com.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Information you provide is used to respond to your inquiry and is otherwise handled under Cardinal Financial's Privacy Policy. Use of this website is subject to Cardinal Financial's Terms and Conditions.

Contact

Cardinal Financial Company, Limited Partnership
Attn: Joe Vultaggio
3530 Toringdon Way, Suite 200, Charlotte, NC 28277
Phone: (516) 884-2689
Email: joe.vultaggio@cardinalfinancial.com